States issue unemployment payments via check, debit card or electronic deposit. Cash the unemployment checks at your personal bank or another location. Some states, like Indiana, have a bank associated with the unemployment office. You may have to pay a fee if you cash the check at a store or check-cashing company. The debit card only works with ATMs specified by the state unemployment office, but it's possible to make purchases with it anywhere regular debit cards are used.
Check
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Step 1
Sign the back of the check.
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Step 2
Take the check to a bank, check-cashing place or service location.
Step 3
Hand the cashier or teller the check and ID, if necessary.
Debit card
Step 1
Insert the debit card into the ATM.
Step 2
Enter the PIN number.
Step 3
Type in the amount of funds you want to withdraw.
Step 4
Remove the cash and eject the card.
Tip
Another way to pull cash off the debit card is to make a purchase with the debit card. Ask for cash back.