First Premier Bank: How to Make Payments to Card

If you're repairing your credit score because of some blemishes on your credit report, First Premier Bank offers a way to begin rebuilding a good credit history. First Premier's Premier Bankcard is a credit card that's designed for those with less-than-perfect credit. First Premier provides numerous ways for you to make your credit card payments, so you'll be able to choose the option that works best for you. Premier credit card payment options include making payments online, by phone, by mail, with cash, through a wire transfer and by using BillPay through your bank account.

You can use your personal checking account (not a business checking account) to make payments online by visiting MyPremierCreditCard.com. Sign in to your account with your username and password, and enter your bank's <st1:city w:st="on"><st1:place w:st="on">ABA (routing) number and your checking account number to have your payment debited from your checking account. First Premier Bank charges no fee to make a payment online from your checking account.

You can also pay First Premier online using <st1:place w:st="on">Western Union's SpeedPay payment system for First Premier Bank. Visit MyPremierCreditCard.com, and click the Help/Payment Options menu button at the top of the page. When the page loads, choose the "Payments – On the Website" option, and click the link for Western Union SpeedPay, after which you'll follow the prompts to make your payment. Western Union charges a fee of $3.25 for using this service.

Payments that you make before 5 p.m. CT on Monday through Friday will post after midnight the day you make your payment. Payments that you make after 5 p.m. CT on Sunday through Thursday (or on a holiday) will post after midnight the following day. Payments that you make between 5 p.m. CT on Friday through 5 p.m. CT on Sunday will post after midnight on Sunday.

Call First Premier Bank at 1-800-987-5521 to make a payment by phone using your personal checking account (not a business account) or your debit card. You'll need to have your debit card number (or your bank's routing number and your checking account number) and your credit card number handy before dialing. Using the automated attendant, follow the prompts to enter your information and make a payment.

Phone payment posting times follow the same schedule as the online payment posting times above.

Send your check or money order through <st1:country-region w:st="on"><st1:place w:st="on">U.S. postal mail to First Premier Bank, <st1:address w:st="on"><st1:street w:st="on">PO Box 5529, <st1:city w:st="on">Sioux Falls, <st1:state w:st="on">SD, <st1:postalcode w:st="on">57117-5529. Be sure to allow five to seven days for delivery.

If your payment due date falls before the date by which your postal mail payment will arrive, you can also send your payment via Express Mail or another courier service to First Premier Bank, <st1:address w:st="on"><st1:street w:st="on"><st1:address w:st="on">3820 N. Louise Ave., <st1:city w:st="on">Sioux Falls, <st1:state w:st="on">SD, <st1:postalcode w:st="on">57107-0145. Delivery times and costs vary for expedited mail delivery, depending on the carrier.

You can make a cash payment at more than 100,000 locations, including Walmart, for same-day posting times. Call 1-888-818-7127 or visit Premier.ingolocator.com and enter your zip code to find the payment location closest to you.

You can also make a payment using MoneyGram by visiting MoneyGram.com or calling 1-800-926-9400 to find a MoneyGram location. Use the Receive Code 6267 when you make your payment.

And you can make a Western Union payment by visiting WesternUnion.com, clicking "Send money" and following the prompts to make your payment, using the c<st1:placename w:st="on">ode c<st1:placetype w:st="on">ity "<st1:place w:st="on"><st1:city w:st="on">PREMIER <st1:state w:st="on">SD."

Fees vary, depending on each payment facilitator, so you may want to compare these fees before making a choice. Payment posting times for MoneyGram and Western Union follow the same schedule as the online payment posting times above.

Your bank can wire your credit card payment to First Premier Bank's routing number (091408598), but First Premier charges $5 for processing a bank wire and your bank may also charge a fee for this service. Wire payments will post to your account the same date as they are received.

If your bank offers the BillPay service, send your payment to First Premier Bank (as the payee) at <st1:address w:st="on"><st1:street w:st="on">PO Box 5529, <st1:city w:st="on">Sioux Falls, <st1:state w:st="on">SD, <st1:postalcode w:st="on">57117-5529 by entering your 16-digit credit card number in the account number field. BillPay payments post within three business days.